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Discover the advantages of insuring with Carlson Brokerage Services LLC. Learn more.

Whether you're hosting a private party or are on your way to the supermarket, accidents can always happen and you could be held responsible. Liability insurance protects you from the claims of third parties.

Personal liability insurance can protect you from serious financial trouble. It provides protection against unintentional harm to others and the resulting damage claims.

Some policies may also extend coverage to your household pets. We'll help you determine which policy is right for you.  

Often called an umbrella because it is carried over all other liability insurance and is used for a catastrophic loss when primary liability insurance is exhausted. This policy adds $1,000,000 ($2,000,000 to $10,000,000 available) extra coverage to your personal liability and automobile liability policies. Coverage is provided for you, your spouse and any relatives living in your household and insured by your primary policies.  This policy is designed to cover catastrophic situations where a legal award could exceed the limits of your primary liability insurance. This policy also included coverage if you are sued for false imprisonment, wrongful eviction, libel, slander, defamation of character or invasion of privacy.There are many factors to consider when calculation a premium: the state in which you live, the number of liability exposures you have (cars, drivers) etc.

Usually the best rates occur when the customer insures both auto and home with the same insurance company and the personal umbrella liability policy. This is a requirement for many insurers offering umbrella coverage.

For more information on personal liability insurance or for a quote please feel free to give us a call.

We also consult on the following types of liability insurance:

• Animal liability insurance
  
• Environmental liability insurance
• Legal liability insurance